Rezidence Solnice II – 1st tranche (S1)
The project involves the construction of 28 family houses and an apartment building with 16 units in the Královohradecky region near the towns of Solnice and Kvasiny on the northern border of the built-up area.
About the project
The public amenities of the villages are within walking distance, as is the Škoda Auto factory. The houses will have advanced insulation properties, their own photovoltaic power station and modern design and technology. In addition, this project qualifies for a subsidy from the Nová zelená úsporám programme, thanks to its excellent sustainable housing concept.
The project is designed into 14 semi-detached houses in three designs with a total countable floor area of 2,544.72 m². The houses will be highly energy-efficient by up to 80% compared to conventional houses. Therefore, the energy performance of the building will be at the PENB A level. At the same time, the project includes 16 residential units with 2 + kk and 3 + kk layouts on four floors, which will have cellars and common and technical areas. The residential units on the 1st floor will have exclusive use of front gardens; the other units will have terraces.
Construction has now started, and the partner is already offering the houses and apartment units on its website.
The partner will use the funds to refinance the existing loan and finance the first phase of construction of this development project.
Security of payment
The loan in the total amount of the first tranche of CZK 35,700,000 is secured by real estate worth CZK 51,000,000 (LTV 70%). In this stage of the first tranche, we are collecting CZK 9 286 000
Security:
- Lien on real estate: Lien 1: land parc. no. 2332/5, 2334/2, 5564, 5565, k. ú. Solnice. Registered on LV 1582 in the cad. Solnice, village Solnice Lien 2: Land parc. no. St. 397 (part of the building, no. p. 411, family house), 148/94 k. ú. Zlonín. Registered on LV 193 in the district of Zlonín. Zlonín, municipality of Zlonín Lien 3: Land parc. no. St. 398 (includes a building, no. p. 412, family house), 148/95 k. ú. Zlonín. Registered on LV 193 in the cad. Zlonín, municipality of Zlonín
- Lien on the business share: Zelené výhledy s.r.o., ID No.: 11967960
- Personal guarantee: JIŘÍ PODZIMEK, born 29 June 1968
- Guarantee: McFALL DEVELOPMENT s.r.o., ID No.: 051 37 918 Zelený Zlonín s.r.o., ID: 03612457
- Notarial deed with a clause of direct enforceability
Project financing
After successful project financing, the partner has 36 months to repay the loan's principal.
The partner will finance the project from the sale of the property, securing the loan or by refinancing from a bank loan.
Information on the partner's options for early repayment of the loan is provided in Part D, bullet point (d) of the Key Investor Information Sheet (KIIS).
Information regarding the risk score of the project can be found in the Risk Scoring Table.
Partner
Frequently Asked Questions
You will be paid the first profit one month after the amount you have collected has been sent to the project partner, and every month thereafter for the duration of the investment, always on the same day.
Yes, the interest rate is fixed, i.e. unchanging. We believe that the stability of the portfolio will bring more certainty to investors.
Yes, the investment is secured by the property on which the lien is attached. Should any problem arise, the mortgage on the property will be used, the property will be sold and our investors will be paid.
It may happen that your partner stops repaying his/her loan. At this point, we initiate recovery proceedings and demand payment of all debts. In the worst case scenario, the property on which the lien is placed may be sold and we will pay our investors a pro rata share based on how much they have invested.
Your investment contributes to the amount you want. Once the amount is collected and the cooling-off period has elapsed, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments. Should the required amount not be collected, we return the full amount of your investment back to Investown's wallet.
Once the full amount required is collected and the cooling-off period has expired, we sign the pledge agreements and send the amount to the partner, who then implements the project and makes monthly interest payments.
In case you need to end your investment early, you can offer it to other users on the Marketplace. Any verified user can buy it from you.
At the end of the investment period, all the money you invested will be returned to your Investown wallet, where you can either withdraw it to your bank account or reinvest it in a new project.